Long-term loans are raised to meet the financial requirements of enterprise / company for acquiring the fixed assets which include the following The sources of short-term finance can include but not confined to the following only: 1. Loans from Commercial Banks. 2. Public Deposits.Short-term loan lenders are much, much fast than bank lenders. Since they’re not traditional banking institutions, these alternative lenders aren’t affected nearly as much by the government’s regulations. (Banks are heavily regulated because banks make loans using money from personal checking and.Before getting short-term loans from this source, you may want to establish a loan rate and repayment plan. 4. Bank Overdraft.