Bank of America offers home loans and auto loans. For auto loans, terms between 12 months and 75 months are available. The bank publishes its auto loan rates for 60-month terms on its website. To get rates for other terms, however, you’ll have to complete an application.BMO offers a wide range of personal banking services including mortgages, credit cards, loans and insurance. Access accounts with 24/7 online banking. Home loan solutions.What APR does Bank of America Auto Loan offer on its auto loans? Whenever possible choose lenders like Bank of America Auto Loan that don’t charge a prepayment fee.