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A loan with instant approval is regarding the instant decision. That decision could be be positive or negative. Finally, after all formalities are over, the money is disbursed to your bank account electronically. You should receive the money within one business day if everything goes according to.What are instant loans? This is a type of short term loan where an individual or business Next, the individual or borrower must have an active or open bank account. He or she should have proof of In most instances, these instant loans are managed through online means which means the individual.No Bank will give instant approval for Home Loans. Every Bank will have more or less same procedures. They will ask for your documents, do an evaluation of the property and I don’t think banks can approve home loans instantly as the approval depends on various verification processes.