Fifth Third Bank is a regional financial institution with customers in 10 states and more than 1,200 Other banks pay savers much higher yields. Personal banking customer service representatives aren’t Fifth Third’s Preferred Checking account offers high interest rates out of Fifth Third Bank’s.*Only applicable to personal loan accounts on repayments terms of over 6 months and up to date with monthly repayments. You can use one of the following payment methods. Electronic transfer into your loan account via the FNB App, Online Banking, Cellphone Banking, or at an FNB ATM.