quick loans from N1000 to N100,000 in 60 secs. whether you need working capital for your small business or need to handle a family emergency, never get stranded again. how it works. quick loans directly into your bank account. no collateral.Cash loans for the unemployed with no bank account Philippines. Private Loans Without Bank Account. It is possible to get loan from private lenders. The term ‘private lenders’ in this sense means those entities that offer online loans, payday loans and quick easy loans for the unemployed.